Finances are among the biggest stress factors in Switzerland – and financial stress demonstrably impacts health, productivity, absenteeism, and presenteeism. Current research also shows that many employees lack clarity, especially regarding pensions and long-term financial planning – a real blind spot in everyday working life.

But what role should – or must – HR and employers play here?

In our presentation, we show how companies can leverage financial health as a targeted component of their HR strategy: what questions HR should answer today, where the limits lie, and what truly works in practice. Building on this, we illuminate the role of the 3-pillar system, how pension funds and personal insurance contribute significantly to financial well-being – and how employers can strategically use these instruments to create security, guidance, and long-term stability for employees.