Part-time models, project work, and care responsibilities shape daily working life, yet occupational pension provision is still designed for traditional career paths. This presentation shows how, as HR managers, you can enable sabbaticals, further training, and flexible retirement models despite rigid BVG rules. We explain how you can close pension gaps for part-time employees, self-employed individuals, and employees with irregular life phases using optional plans, comprehensive pension fund solutions, flexible coordination deductions, voluntary BVG contributions, and the Pillar 3a catch-up payments possible since 2025. Benefit from realistic best practice examples that are already working today.